Storm Damage Repair in St. Cloud, Minnesota.
After a big storm, the first knock on your door is usually the least trustworthy one. Storm chasers follow the hail map, quote fast, and are two states away when the workmanship fails. Committed 365 is the opposite: a local company, here before the storm and here after the warranty card is printed, five minutes away in Waite Park. Our first job is a free, honest inspection, and if your roof isn't damaged, we tell you so and leave.
Storm restoration is more than swapping shingles. Hail bruises shingle mats that fail years later, wind creases shingles that look fine from the ground, and the same storm that hit your roof usually hit your vents, flashing, gutters, and siding. We inspect and document the whole exterior, and we restore it as a system: Owens Corning roofing components that work together, plus the code items Minnesota requires, like ice barrier extending 24 inches inside your exterior wall line on replacement.
Our Owens Corning Platinum Preferred status, earned by fewer than 1% of contractors nationwide, means your restoration carries real manufacturer backing, up to 50-year warranties on a full replacement. It also means we don't need to invent damage to earn work. If what you have is a repair, we repair it. If it's a claim, we document it properly. If it's nothing, that's your answer, in photos.
Here's how a claim actually works with us. First, the free inspection: we photograph every square of damage, roof, gutters, siding, and soft metals, the evidence your carrier can't argue with. You file the claim with your insurer, and when the adjuster comes out, we're on the roof with them so nothing gets missed. Once the scope is approved, your dedicated production team schedules the build, most roofs in a single day, and we document the completed work for your carrier's final payment. You pay your deductible, never more, and never a dollar before the contract says so.
A storm claim is also the smartest moment to upgrade. Insurance restores what you had; for the cost difference, many homeowners step up to Class 3 impact-rated shingles built for hail alley, which some Minnesota carriers reward with premium discounts on future policies, confirm eligibility with your insurer. Older roofs often come out of a claim better than new: current-code ice barrier, upgraded ventilation, and synthetic underlayment where organic felt used to be. We walk you through what insurance covers, what an upgrade costs, and where the line is.
This isn't theoretical here. The May 12, 2022 derecho put golf-ball hail through St. Cloud, Sartell, and Sauk Rapids. The July 13-14, 2024 outbreak dropped hail up to 4 inches near Monticello and Big Lake, the largest in Minnesota that year. July 18, 2025 brought golf-ball hail to Sartell and 2-inch stones to St. Augusta. The September 21, 2025 storm put 2-inch hail across Woodbury and the east metro, and Minnesota's roughly two-year claim window keeps that an active claim season into 2027. In the Brainerd Lakes, the July 2015 windstorm's 70 to 80 mph straight-line winds are still the benchmark, and the 2024 season added over $1.7 million in area damage. If your neighborhood is on any of those maps, an inspection is worth 30 minutes.
On an approved claim, your out-of-pocket cost is your deductible. That's it, and that's the law: Minnesota prohibits contractors from paying, waiving, or rebating any part of it, so a "free roof, we'll eat your deductible" pitch is an illegal one, and a contractor willing to break that law will cut other corners too. Our scope matches the adjuster's approved scope line by line, upgrades are priced in writing before you decide, and if hidden decking damage turns up at tear-off, we photograph it and submit it to your carrier as a supplement rather than surprising you with a bill.
Storm work here follows the maps. Sartell's Blackberry Ridge and Celebration have been hit repeatedly: 2021, 2022, 2024, and 2025. Monticello's Featherstone and Sunset Ponds took the 2024 outbreak at prime shingle-failure age. Woodbury's Stonemill Farms and Dancing Waters are in an active claim window from September 2025, with HOA specs we handle directly. And across the Brainerd Lakes, seasonal homes in Nisswa often sit unwatched all winter, so cabin damage gets found in spring, sometimes near the edge of the claim window. Wherever you are within 125 miles of St. Cloud, we've probably already worked your storm.
Getting ready for next season? Our Minnesota hail readiness guide covers what to do before the season, during a storm, and in the first 72 hours after.
