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Roof Financing and Monthly Payments

Most homeowners qualify for monthly payments, and your proposal shows a payment option next to every package. Use the monthly payment planner for a planning estimate, then get a free quote. This is not a final price or a credit offer.

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How it works

How monthly payments work with Committed 365

A roof is a big number. A monthly payment is often an easier one to plan around. Here are the terms the planner uses, so you know exactly what the estimate above is built on.

180 monthsTermA 15-year term, 180 monthly payments.
6.99% to 15.99%APR rangeIllustrative 15-year APR bands for planning. Your lender sets the actual rate in writing.
$0 downPublished monthly figuresThe monthly figures on our pages assume 6.99% APR for 180 months with $0 down and approved credit.

The three credit bands in the planner

Pick the band that best fits your credit and the planner shows a low-to-high monthly range for 180 months. Switch the toggle from Monthly to Total price to see the planning project range instead. If you already have a project total, choose Enter a project amount and type it in.

From estimate to exact number

  1. Estimate. Use the planner above by home size or project amount.
  2. Free inspection. We inspect your roof and photograph everything, usually within a couple of days.
  3. Written proposal. Your proposal shows three complete packages with exact numbers, with a payment option next to every package.
  4. Lender terms in writing. Lenders make credit decisions. Your actual APR and terms come from the lender in writing.

Want to compare package prices first? See roof pricing, or skip ahead and request a free quote.

Straight numbers

What most roofs cost per month

Most replacements finance from $115 to $224+ per month across our three packages depending on roof size, pitch, complexity, tear-off layers, and material choice. Your proposal shows your exact number for all three packages side by side.

A storm claim works differently: on an approved claim, your out-of-pocket cost is your deductible. Some homeowners use the claim as a chance to upgrade, and the planner can help size the monthly cost of that difference. See our Hail Ready guide for how claims work in Minnesota.

Read this first

Financing disclosures

  • Monthly figures are estimates, not an offer of credit. They assume 6.99% APR for 180 months with $0 down and approved credit. APRs range from 6.99% to 15.99% based on credit, and your lender sets your final rate and term.
  • Planning estimate only. This is not a quote and not a credit offer.
  • Committed 365 Roofing is the roofing contractor. Lenders make credit decisions.
  • Rates shown are illustrative planning bands. Your actual APR and terms come from the lender in writing.
  • Your exact price comes from a free inspection and a written proposal.
  • Use the monthly payment planner for a planning estimate, then get a free quote. This is not a final price or a credit offer.
Answers first

Financing questions

Do you offer financing?

Yes, most homeowners qualify for monthly payments, and your proposal shows a payment option next to every package so you can decide what fits your budget.

Is the payment planner a quote or a credit offer?

No. It is a planning estimate only. This is not a final price or a credit offer. Your exact price comes from a free inspection and a written proposal, and your actual APR and terms come from the lender in writing.

What term and APR does the planner use?

A 15-year term, 180 monthly payments, with illustrative APR bands of 6.99% to 8.99% for Excellent credit, 8.99% to 10.99% for Good credit, and 10.99% to 15.99% for Fair credit. Your lender sets your final rate and term.

Who makes the credit decision?

Committed 365 Roofing is the roofing contractor. Lenders make credit decisions, and your actual APR and terms come from the lender in writing.

What does a roof replacement cost per month?

Most replacements finance from $115 to $224+ per month across our three packages depending on roof size, pitch, complexity, tear-off layers, and material choice. Your proposal shows your exact number for all three packages side by side.

Can I include my detached garage in the estimate?

Yes. In the planner, choose Estimate from home size and answer Yes to the detached garage question. You will see the home roof and the garage roof separately, plus a combined monthly range.

Keep planning

Get your exact number

The planner gets you in the right range. A free inspection and a written proposal get you the real price, with a payment option next to every package.

1

We inspect your roof and photograph everything, usually within a couple of days.

2

You get a straight answer: repair it, replace it, or leave it alone, with real numbers.

3

Your proposal shows three packages side by side, each with a payment option.

We call you back within 30 minutes during business hours (Mon to Sat, 8am to 6pm). No pressure, no obligation.

By requesting an inspection, you agree that Committed 365 Roofing & Exteriors may call or text you at the number provided, including by automated means, about your request. Consent is not a condition of purchase. Msg & data rates may apply. Reply STOP to opt out. Privacy Policy.

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