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Storm Damage Repair in Big Lake, Minnesota

In July 2024 the National Weather Service documented hail up to 4 inches near Monticello and Big Lake. After a storm like that, door-knockers show up from out of state with big promises. We are a Minnesota company with a Waite Park office and 300+ Google reviews, and we document damage the way adjusters need to see it.

4.9★ 300+ Google reviews Top 1% Owens Corning Platinum Preferred 25-yr workmanship warranty Since 2017 MN Lic. BC771668

Free Inspection

A free storm inspection of your Big Lake home, with test-square photos for your insurer.

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Phone our Waite Park office and a person books your inspection.

(320) 828-7244

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Central Minnesota · Sherburne County

Big Lake's storm record

The National Weather Service documented hail up to 4 inches near Monticello and Big Lake on July 13-14, 2024, the largest of the event statewide.
Hail on a roof often means hail on the siding, gutters and vents too. A good inspection checks all of them, not just shingles.
Telling the two apart matters. Hail pits and bruises the shingle surface and dents soft metal. Wind folds tabs back and cracks the sealant under them. A complete claim records both kinds, slope by slope.

Big Lake storm inspections

Highway 10 corridorLake Street areaBig Lake shorelineBig Lake TownshipCounty Road 43 area

Recent jobs in Big Lake

Top-down drone view of a new multi-tone architectural shingle roof in Big Lake, MN
Recent Committed 365 project · Big Lake, MN
New vinyl siding and vertical gable siding on a garage-front home in Big Lake, MN
Recent Committed 365 project · Big Lake, MN
Rear of a two-story home with new vinyl siding and white gutters and downspouts in Big Lake, MN
Recent Committed 365 project · Big Lake, MN
Brown vinyl siding and a new shingle roof on a home in Big Lake, MN
Recent Committed 365 project · Big Lake, MN
What it costs you

Storm damage repair cost in Big Lake

Most covered claims cost you only your deductible

After approval, the insurer covers the agreed scope and the homeowner covers the deductible, which is how covered Big Lake storm repairs normally finish. Not every roof earns a claim. If yours does not, we say that up front.

Minnesota law, plainly: After a storm, door-knockers will promise all kinds of things, so know the rules: Minn. Stat. 325E.66 bars contractors from paying or waiving your deductible, and Minn. Stat. 326B.811 lets you cancel within 72 hours after a claim denial. The full notice is in the page footer.
Your checklist

Before you call your insurer

Walk the property. Look for dented gutters, cracked siding, and shingle granules in downspout outlets.
Take photos. Date-stamped pictures from the ground help, whatever the roof looks like.
Read your policy. Find your deductible and your filing deadline.
Get a roof inspection. Ours is free, and the photos are yours either way.
If you file

How a Big Lake claim goes from there

You open the claim with your insurer. We meet the adjuster at your house with our photos and measurements. If the scope misses items, we send documentation that supports a second look. Once the scope is approved, we pull the Big Lake permit and schedule the work. You pay your deductible plus any upgrades you choose.

The first week

Day one versus day seven after a hailstorm

On day one, stay off the roof, photograph what you can see from the ground, and make sure nothing is letting water into the house. In the first week, read your policy, find your deductible and your filing deadline, and get the roof inspected before you talk to anyone selling a replacement. Waiting does not make hail damage go away, but it can make it harder to tie to a specific storm.

Not just the roof

The three-surface check

Roof. Test squares on each slope, with hits marked and counted.
Gutters and vents. Dents in soft metal that show the direction and size of the hail.
Siding. Cracks and punctures on the walls that faced the storm.
Insurance words, plain

A short glossary for your claim

Deductible. The amount you pay before your policy pays.
Scope. The list of repairs and materials the insurer agrees to cover.
Actual cash value. What your roof was worth after age and wear, which is less than replacement.
Replacement cost. What it costs to replace the roof with new materials.
Supplement. A request for items missing from the first scope.
Verified Google reviews

What homeowners say about Committed 365

★★★★★

"From our first meeting after our house was hit by a huge hail storm to the final walk through of our completed house, CoMitted 365 exceeded our expectations throughout the entire process! It was so nice not to have to deal with the insurance company; they took care of everything!"

Verified Google review · Susie Lommel

Read our 300+ Google reviews: see them on Google

Answers first

Storm Damage Repair in Big Lake: your questions

How much comes out of my pocket for hail repairs in Big Lake?

On a covered claim, normally the deductible and nothing more. The insurer pays the approved scope. Minnesota law bars contractors from paying or waiving the deductible on your behalf.

Can I still check my roof for the July 2024 hail?

It depends on your policy, since claim deadlines vary, so check yours or ask your agent. Old damage can still cause leaks either way, and a free inspection shows what is on the roof today.

Will you meet my adjuster at the house?

If you want us there, yes, with photos and measurements in hand. You still file the claim and make the final call.

Can I back out if the insurer says no?

If your contract was to be paid from insurance proceeds and the claim is denied, Minnesota Statute 326B.811 lets you cancel within 72 hours of the insurer's notice.

Related pages

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Storm Damage Repair in other cities we serve

What happens when you book

After a big hailstorm the doorbell rings a lot. We hold a Minnesota contractor license, and our inspection is free.

1

Every surface of your Big Lake house gets checked and photographed for hail and wind marks.

2

You find out if a claim makes sense before the call to your insurer.

3

If you do file, the documentation goes to your adjuster and Minnesota law guides every step.

We call you back within 30 minutes during business hours (Mon to Sat, 8am to 6pm). No pressure, no obligation.

By requesting an inspection, you agree that Committed 365 Roofing & Exteriors may call or text you at the number provided, including by automated means, about your request. Consent is not a condition of purchase. Msg & data rates may apply. Reply STOP to opt out. Privacy Policy.

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