Storms roll across western Stearns County with little warning, and Richmond homes and cabins take the hail and the wind. We are a Minnesota contractor with 300+ Google reviews and an office in Waite Park, and we document your damage the way adjusters want to see it.
A free storm inspection of your Richmond home or cabin, with photos for your insurer.
Book My InspectionPhone the Waite Park office and a person books your Richmond storm check.
(320) 828-7244Storm just hit? Leave your number and we ring when the office opens.
Request Callback
When a claim is approved, your insurer pays the approved scope and you pay your deductible. That is what most covered storm repairs cost a homeowner. We hand you the same photo-documented estimate your adjuster sees, and if the damage is not claim-worthy, we say so.
If a storm crosses the lakes while your cabin is empty, you may not know about damage until your next visit. Check the roof edges, siding and gutters for impact marks, look for ceiling stains, and call us for an inspection. We photograph the damage and give you a written summary that you can send to your agent.
Policies have time limits for reporting a loss, so read yours or ask your agent, and do not wait to find out.
Outbuildings often get hit by the same storm as the house, and they sometimes have older roofs. We inspect each structure, document the damage separately and include it in the claim file where the policy covers it.
"We had hail damage, cody met our insurance company on site. Got our roof approved, and did an awesome job and it was done quick and they did great on clean up as well. I would recommend."
Read our 300+ Google reviews: see them on Google
On a covered claim, usually just your deductible. Your insurer pays the approved scope, and Minnesota law prohibits any contractor from paying or waiving your deductible.
Call us for an inspection, and read your policy or ask your agent about deadlines. Hidden damage can leak for months, so earlier is better.
Yes, on the same visit. Garages, sheds and barns often take the same hail as the house.
Minnesota Statute 326B.811 gives you 72 hours after your insurer notifies you of the denial to cancel a contract that was to be paid from insurance proceeds.
Coverage depends on your policy, which can differ for seasonal or secondary homes. Ask your agent, and we will provide the documentation either way.
We look at the freshness of the marks. Recent hail leaves bright, exposed mat, and older damage weathers. We document what we can see, and the insurer makes the coverage decision.
We are a licensed Minnesota contractor, and your inspection is free.
We inspect your Richmond property after the storm and photograph all hail and wind damage.
You hear plainly whether a claim is worth filing, before you call your insurer.
If you file, we document for your adjuster and follow Minnesota law to the letter.
Prefer to talk now? Call (320) 828-7244
