Home › Services › Storm Damage Repair › St. Cloud

Storm Damage Repair in St. Cloud, Minnesota

The May 12, 2022 derecho put golf-ball hail through the St. Cloud area, and July 18, 2025 dropped 2-inch hail in adjacent St. Augusta. Home base advantage: the office is 5 minutes away in Waite Park. After every derecho and hail run, out-of-state door-knockers cross St. Cloud. We are the home team: a Minnesota company with a Waite Park office five minutes away, 300+ Google reviews, and a documented claims process.

4.9★ 300+ Google reviews Top 1% Owens Corning Platinum Preferred 25-yr workmanship warranty Since 2017 MN Lic. BC771668

Free Inspection

Free, no-obligation visit to your St. Cloud property, with photo documentation and a plain-spoken verdict.

Book My Inspection

Call the Office

Our Waite Park office picks up, and a real person books your visit on the call.

(320) 828-7244

Request a Callback

Not ready to talk tonight? Send your info now and we phone you once the office opens.

Request Callback

Central Minnesota · Stearns / Benton / Sherburne County

Why St. Cloud is different

St. Cloud requires a building permit for every reroof (Building Safety Dept, 320-255-7218), and Minnesota code requires an ice barrier extending at least 24 inches inside the exterior wall line on replacement, an ice-dam rule that matters on the city's older, lower-pitched stock.

St. Cloud neighborhoods we work

PantownLake GeorgeSouthside historic districtNorthside / Hester ParkSeberger-RooseveltBarden Park

Recent jobs in St. Cloud

Drone view of a finished dark shingle roof on a ranch home in St. Cloud, MN — Recent Committed 365 project · St. Cloud, MN

Top-down drone view of a new hip roof with skylight in St. Cloud, MN — Recent Committed 365 project · St. Cloud, MN

New architectural shingle hip roof with metal valleys on a St. Cloud, MN home — Recent Committed 365 project · St. Cloud, MN

Straight numbers

Storm Damage Repair cost in St. Cloud

How storm repair is paid for in St. Cloud

Covered hail or wind damage on a St. Cloud home is paid by your insurer minus your deductible. You get the same documented estimate the adjuster sees, and we pull the city permit for you. If damage does not justify a claim, we say so.

Minnesota law, plainly: Both the May 2022 and July 2025 events produced approved claims, so know this rule: Minn. Stat. 325E.66 bars contractors from paying or waiving your deductible, and Minn. Stat. 326B.811 lets you cancel within 72 hours after a claim denial. The full notice is in the page footer.

What you pay after a covered storm

On most covered claims in St. Cloud, your out-of-pocket cost is your insurance deductible. Your insurer pays the rest of the approved scope, and the free inspection tells you whether you have a claim before you file.

After the storm

What we check on a St. Cloud roof after a storm

The May 12, 2022 derecho put golf-ball hail through the St. Cloud area, and July 18, 2025 dropped 2-inch hail in adjacent St. Augusta. We document each slope with photos so your adjuster reviews facts, whether your home is a 1920s Pantown cottage or a 2000s build on the growth edges.

St. Cloud requires a building permit for every reroof (Building Safety Dept, 320-255-7218), and Minnesota code requires an ice barrier extending at least 24 inches inside the exterior wall line. Many older homes carry two shingle layers, so we tear off to the deck, always.

Proof from your neighbors

St. Cloud homeowners on our work

★★★★★

"Breanna Minikus inspected my house for the recent hail storm damages for free. She’s detailed oriented, very knowledgeable, and honest, friendly and patiently explaining where the damages occurred and how severe they were. Luckily there were no serious damages to my house, resulting in no claim filed."

Verified Google review · Tony Li

Read our 300+ Google reviews: Google

Answers first

Storm Damage Repair in St. Cloud: your questions

Does hail damage in St. Cloud qualify for an insurance claim?

Often, yes. The May 2022 derecho and the July 2025 hail both produced approved claims across the St. Cloud area. We document damage with a free inspection and work with your insurer.

Who meets my St. Cloud adjuster?

We photograph the damage, meet your adjuster on your roof, and supply the estimate detail insurers require. We never pay your deductible or adjust the claim; Minnesota law prohibits both, and that works in your favor.

Does a St. Cloud storm replacement need a permit?

Yes. St. Cloud requires a building permit for every reroof, issued through the Building Safety Dept at 320-255-7218. We pull and manage the City of St. Cloud permit for you, so an approved claim moves from inspection to install without paperwork delays.

My older St. Cloud home has two roof layers. How does a storm repair work?

Many older St. Cloud homes carry two shingle layers, and we tear off to the deck, always. That exposes the decking so any damage is photographed, and the ice barrier, at least 24 inches inside the exterior wall line, goes on to meet Minnesota code.

What happens when you book

Nobody leans on you here. Your neighbors in Waite Park, five minutes away, who were here before the storm and will be here after the warranty card is printed.

We inspect your St. Cloud roof and exterior for storm damage and photograph everything, usually within a couple of days.

You get a straight answer: repair it, replace it, or leave it alone, with real numbers, from a crew five minutes away.

Storm damage is documented for your insurer, the city permit is managed, and every step follows Minnesota law.

Prefer to talk now? Call (320) 828-7244