Tap to Call (320) 828-7244
Home › Services › Storm Damage Repair › St. Joseph

Storm Damage Repair in St. Joseph, Minnesota

After a hailstorm or a windy night, strangers show up at St. Joseph doors offering free roofs. We are a Minnesota contractor from Waite Park with 300+ Google reviews, and our job is simpler: document the damage the way an adjuster needs to see it, then let you decide.

4.9★ 300+ Google reviews Top 1% Owens Corning Platinum Preferred 25-yr workmanship warranty Since 2017 MN Lic. BC771668

Free Inspection

A free storm check on your St. Joseph house, with test-square photos for your insurer.

Book My Inspection

Call the Office

Reach a person at the Waite Park office and book your storm inspection.

(320) 828-7244

Request a Callback

Storm just rolled through? Leave your number and we ring back once the office opens.

Request Callback
Central Minnesota · Stearns County

What storms do to St. Joseph roofs

Hail bruises asphalt shingles, knocking granules loose and cracking the mat beneath, and it dents vents, flashing and gutters on the storm-facing side.
Straight-line wind lifts shingles and breaks their seal strips, and creased tabs can leak weeks later.
Summer thunderstorms bring both to Stearns County, so a good inspection looks for hail and wind marks together.

St. Joseph storm inspections

Downtown St. JosephCollege of Saint Benedict neighborhoodEast Park on the Sauk RiverSt. Joseph TownshipCollegeville

Recent jobs in St. Joseph

New gray architectural shingle roof with ridge vents on a home beside farm fields in St. Joseph, MN
Recent Committed 365 project · St. Joseph, MN
Yellow lap siding and a shingle roof on a detached two-car garage in St. Joseph, MN
Recent Committed 365 project · St. Joseph, MN
Olive green siding with a white seamless gutter and downspout on a two-story home in St. Joseph, MN
Recent Committed 365 project · St. Joseph, MN
New blue standing-seam metal roof over blue siding on a two-story home in St. Joseph, MN
Recent Committed 365 project · St. Joseph, MN
What it costs you

Storm damage repair cost in St. Joseph

Most covered claims cost you only your deductible

On an approved claim, your insurer pays the approved scope and you pay your deductible. That is what most covered storm repairs cost a homeowner. We give you the same photo-documented estimate your adjuster sees, and if your roof has no claim-worthy damage, we tell you that instead.

Minnesota law, plainly: After a storm, door-knockers promise all sorts of things, so know the rules: Minnesota Statute 325E.66 stops a contractor from paying or waiving your deductible, and 326B.811 gives you 72 hours to cancel after a claim denial. The full notice sits in the page footer.
After the storm

The four steps of a St. Joseph storm claim

1. Look. We mark test squares and photograph hail hits and wind creases on each slope, plus vents, gutters and siding.
2. Report. You open the claim with your insurer. If you like, we meet the adjuster at the house with our photos.
3. Compare. If the adjuster's scope skips something, we send the documentation behind a second look.
4. Repair. With the scope approved, we set the schedule. You pay your deductible plus any upgrades you pick.
Before the adjuster comes

What you can do in the first few days

You do not need to climb anything. Walk around the house and note anything obvious: dented gutters or downspouts, dings on the garage door, torn screens, shingle granules in the downspout outlets, and ceiling stains inside. Take dated photos with your phone.

If water is coming in, a temporary cover is a normal step, and insurers expect you to prevent further damage. Keep receipts. A short call to our office will tell you whether a tarp is warranted before the inspection.

Reading the damage

Hail marks and wind marks look different

Hail leaves round bruises where granules were knocked off and the mat underneath may be cracked. Wind leaves creased tabs, missing shingles and broken seal strips. Both can be present after the same thunderstorm, and a claim that documents only one leaves money on the table.

Verified Google reviews

What homeowners say about Committed 365

★★★★★

"Very knowledgeable and extremely helpful when dealing with the insurance co. Found damage missed by the adjuster and made sure all damage was covered"

Verified Google review · Kelly Kuderling

Read our 300+ Google reviews: see them on Google

Answers first

Storm Damage Repair in St. Joseph: your questions

What does a covered storm repair cost the homeowner in St. Joseph?

Generally your deductible and nothing else, as long as the insurer approves the scope. We cannot cover that deductible for you, because Minnesota law forbids it.

How soon should I get my roof checked?

As soon as you can. Claim deadlines vary by policy, so read yours or ask your agent, and remember that small damage can leak long after the storm.

Can someone from your team be at the house when the adjuster visits?

Yes, if you want us there. We bring our photos and roof measurements, and you stay the one who files the claim and approves the work.

What happens if the insurer denies the claim after I have signed?

For a contract meant to be paid from insurance proceeds, Minn. Stat. 326B.811 gives you 72 hours from the denial notice to cancel it.

Do I need to be home for the inspection?

No. We can inspect from the outside and look at the roof without anyone at home, then go over the photos with you by phone or in person.

Will filing a claim raise my rates?

That depends on your insurer and policy, so ask your agent. We can tell you whether the damage we see is likely to be worth a claim before you file.

Related pages

More services in St. Joseph

Storm Damage Repair in other cities we serve

What happens when you book

We are a licensed Minnesota contractor from just down the road, and the storm inspection is free.

1

We inspect your St. Joseph home and photograph hail and wind damage on every surface.

2

You hear plainly whether a claim is worth filing, before you call your insurer.

3

If you file, we document it for your adjuster and follow Minnesota law to the letter.

We call you back within 30 minutes during business hours (Mon to Sat, 8am to 6pm). No pressure, no obligation.

By requesting an inspection, you agree that Committed 365 Roofing & Exteriors may call or text you at the number provided, including by automated means, about your request. Consent is not a condition of purchase. Msg & data rates may apply. Reply STOP to opt out. Privacy Policy.

Prefer to talk now? Call (320) 828-7244