Storms that cross Wright, Stearns and Sherburne counties do not check which city they are in. After one, out-of-town crews work the doors up and down I-94. We are a Minnesota company with a Waite Park office and 300+ Google reviews, and we document your damage the way an adjuster needs to see it.
A free storm inspection of your Clearwater home, with photos you can hand to your insurer.
Book My InspectionCall the Waite Park office, and a person puts your inspection on the calendar.
(320) 828-7244Storm just went through? Leave your number and we call back when the office opens.
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Once the insurer approves a claim, it pays for the agreed scope and you owe the deductible, and that is how most covered Clearwater storm repairs end up. Some roofs come through a storm without damage that justifies a claim. If yours did, you will hear that from us instead of a sales pitch.
You open the claim with your insurer. We meet your adjuster at the house with our photos and measurements so nothing is missed. If the scope leaves items out, we send documentation for a second look. When the scope is approved, we schedule the work, and you owe your deductible plus any upgrades you choose.
Stay off the roof. From the ground, take photos of anything that looks wrong: dented gutters, torn shingles, debris. Keep any damaged pieces you pick up in the yard. If water is coming in, move belongings, catch the drip, and tell your insurer, since most policies expect you to prevent more damage. Then book an inspection so you know what is actually up there.
A photo of a whole roof says little. An adjuster wants close-ups of the damage with something for scale, wider shots that show where on the roof it is, and a record of every slope, including the ones that look fine. Date-stamped photos tie the damage to the storm. When we inspect, we chalk and count hail hits per test square, photograph each one, and organize the images by slope and component, so the whole file reads clearly.
"What great people to work with. They made the whole process very very simple from having cody or mitch come out to meet with the insurance adjuster to go over the damage that they found, to walking us through the claims department with the Mortgage Company and letting us know what's going on each and every step."
Read our 300+ Google reviews: see them on Google
For a covered claim it is generally your deductible and nothing else, since the insurer pays the approved scope. Minnesota law does not let any contractor pay or waive that deductible for you.
That depends on your policy, since deadlines vary. Check yours or ask your agent soon after the storm, and get the roof inspected so you know what you are dealing with.
Yes. We arrive with photos and measurements so nothing is overlooked. Filing the claim and approving the work remain your decisions.
Minnesota Statute 326B.811 gives you 72 hours from the insurer's denial notice to cancel a contract that was to be paid with insurance proceeds. Put that date on your calendar.
Every storm season brings strangers to the door. We are a Minnesota licensed contractor with a local office, and the inspection costs nothing.
Hail and wind damage is photographed on each surface of your Clearwater house.
Before you phone your insurer, you learn whether a claim is worth filing.
Should you file, our documentation goes to your adjuster, and we stay inside Minnesota law.
Prefer to talk now? Call (320) 828-7244
