After a hailstorm or a strong wind through Stearns County, roofers from out of the area start knocking. We are a Minnesota contractor 20 minutes up Highway 23 with 300+ Google reviews. We document your damage so the adjuster sees what is really there, and you stay in charge of the decisions.
A free storm inspection of your Cold Spring house, with photos your insurer can use.
Book My InspectionStorm just passed through? Leave your number and we ring when the office opens.
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On an approved claim, your insurer pays the approved scope and you pay your deductible, which is what most covered storm repairs cost a homeowner. We give you the same photo-documented estimate your adjuster receives, and if the roof does not have claim-worthy damage, we tell you straight.
Wooded lots in and around Cold Spring mean limbs come down in storms. A limb that lands on a roof can break shingles, crack the decking and bend gutters, and the damage may be bigger than it looks from the ground. If a limb is still on the roof, leave it for a professional, and do not climb up in wet or windy conditions.
We document the contact point, the decking underneath and the surrounding shingles, so the claim covers the full repair rather than only the surface.
Roofs get the attention, but a hailstorm hits every surface. We check the siding for cracks and punctures, gutters and downspouts for dents, and vents, flashing and window wraps for dings. These often decide how a claim reads, because soft metals show hail size more reliably than shingles do.
"Breanna was our inspector for our hail damage to our roof on our house and garage. She was very professional and diligent with working with 2 insurance adjusters. She informed us everything to expect, the process and the schedule. She was very informative and answered all our questions. Committed 365 team was fantastic and cleaned up well. Thank you. Connie J"
Read our 300+ Google reviews: see them on Google
On a covered claim, usually your deductible. Your insurer pays the approved scope, and Minnesota law says no contractor may pay or waive that deductible.
As soon as you can. Policies carry claim deadlines, so check yours or ask your agent, and remember that hidden damage keeps leaking.
Yes. We bring photos and measurements so nothing is overlooked, but the claim and the final decision are yours.
Minnesota Statute 326B.811 gives you 72 hours after your insurer tells you the claim is denied to cancel a contract that was to be paid from insurance proceeds.
Not always. Insurers look at how many hits there are in a test square and whether shingles are functionally damaged. We tell you what we see before you decide on a claim.
Say so when you call. Protecting the house from more water comes first, and we document the damage with photos for the claim.
Licensed in Minnesota, 20 minutes away, and the inspection costs nothing.
We check your Cold Spring home after the storm and photograph hail and wind damage everywhere it appears.
You get a straight answer on whether a claim makes sense before you call your insurer.
If you file, we document for the adjuster and follow Minnesota law step by step.
Prefer to talk now? Call (320) 828-7244
