When a storm line crosses Stearns County, out-of-town crews arrive within days and start knocking. We are a Minnesota company with an office in Waite Park and 300+ Google reviews, and we document your damage the way adjusters need to see it.
Storm just ended? Leave your number and we ring when the office opens.
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On an approved claim the insurer covers the approved scope and the homeowner covers the deductible. For most covered Paynesville repairs, that is the entire bill. You see the same photo-documented estimate the adjuster sees, and if the roof has nothing claim-worthy, we say so.
An adjuster wants to see damage tied to a specific storm date, photographed up close, with the roof area measured. We supply close-ups of hail hits, wind creases and limb scars on each slope, plus measurements, so the scope reflects the whole house.
If the first scope misses something, we send the supporting photos for a second look. When the scope is final, we schedule the work and you owe your deductible plus any upgrades you choose.
Strong wind can push rain up and under shingles, around vents and past flashing that normally sheds water just fine. The result is a stain that appears days after the storm and nowhere near the damaged spot.
If you see a new stain after a blow, tell us the date of the storm. We follow the water to its entry point and note whether it came from wind damage, which matters for your claim.
"I had an incredible experience with CoMitted 365 Roofing & Exteriors! From the very beginning, Cody was hands-on and dedicated. He personally met with my insurance adjuster and then worked tirelessly with the desk adjuster to make sure my claim was fully approved. He stayed on top of the process, constantly following up until the final insurance paperwork came through."
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The deductible, and nothing more in most cases. The insurer funds the approved scope, and state law stops any contractor from paying or waiving the deductible for you.
Creased, lifted or absent shingles and debris in the yard are the clues. From the ground it is hard to be sure, so we shoot each slope up close.
If you want us there, yes, with photos and measurements in hand. The claim stays yours, and so does the decision on the work.
Yes, for a short window. Under Minn. Stat. 326B.811 you can cancel up to 72 hours after your insurer tells you the claim was denied, if the contract was to be paid from insurance proceeds.
Every storm sends strangers up Stearns County driveways. We hold a Minnesota contractor license, and our inspection is free.
After the storm we walk the house and photograph every surface that took a hit.
Before you phone your insurer, you hear whether filing is worth it.
When you do file, our documentation goes to your adjuster, handled under Minnesota law.
Prefer to talk now? Call (320) 828-7244
